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Fair Credit Lending Headquarters

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Fair Credit Billing Act Federal Trade Commission

    https://www.ftc.gov/enforcement/statutes/fair-credit-billing-act
    Jul 19, 2013 · Fair Credit Billing Act. This Act, amending the Truth in Lending Act, requires prompt written acknowledgment of consumer billing complaints and investigation of billing errors by creditors. The amendment prohibits creditors from taking actions that adversely affect the consumer's credit standing until an investigation is completed, and affords ...Estimated Reading Time: 30 secs

Fair Credit Reporting Act Federal Trade Commission

    https://www.ftc.gov/enforcement/statutes/fair-credit-reporting-act
    545a_fair-credit-reporting-act-0918.pdf (659.69 KB) The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services.

Fair Lending Implications of Credit Scoring Systems

    https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum05/sisummer05-article3.pdf
    fair lending examination. It then recom-mends a concise conceptual framework for proceeding with a fair lending exami-nation when a credit score is one of the criteria considered by the lender. An Overview of Credit Scoring Systems A credit scoring system mechanically evaluates creditworthiness on the basis of key attributes of the applicant and

Processing of Consumer Complaints

    https://www.fdicoig.gov/sites/default/files/publications/EVAL-18-003.pdf
    FDIC personnel categorize complaints as Fair Lending or Non-Fair Lending. Fair Lending complaints allege possible discrimination in lending under the Fair Housing Act or the Equal Credit Opportunity Act. FDIC categorizes complaints that do not meet this definition as Non-Fair Lending cases. In 2017, FDIC finalized 82 FairFile Size: 409KB

Customer Resources - Fair Lending Flagship Credit Acceptance

    https://www.flagshipcredit.com/customer-center/fair-lending-policy/
    Flagship Credit Acceptance LLC (“Flagship”) is committed to maintaining a culture of fair lending throughout the organization. The Company adheres to a fair lending policy which requires that credit decisions be made without regard to a consumer’s race, color, religion, national origin, sex, gender identity, sexual orientation, military status, marital status, or age (provided that the ...

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